Browse our articles for helpful lending tips and advice.
Find out why data makes all the difference when investing in multifamily.Read Maximize Success in Multifamily
Take a look at how different generations are contributing to rental demand in 2023!Read Rental Industry Trends for 2023
Learn how absorption rates can help you make better real estate investments!Read Absorption Rates For RE Investing
Understanding the four phases of the real estate cycle is important so that you can continue to invest with confidence!Read Understanding The Real Estate Cycle
Take a look at the impact high interest rates and inflation are having on real estate developers and investors.Read Challenges With Interest Rates
Learn about the benefits and risks associated with fix and flip investments to determine if it’s right for you!Read Benefits and Risks of Fix and Flips
Take a look at what lenders consider when funding a CRE loan and how to set yourself up for success.Read Financing A CRE Loan
Understand the difference between loan terms and the amortization period to navigate the complexities associated with CRE loans.Read Loan Terms Vs Amortization
Move forward in your investment confidently and familiarize yourself with the common fees associated with the closing of a CRE loan.Read CRE Loan Closing Costs
Understanding the impact that technology is having on the real estate industry is crucial in determining your real estate strategy.Read Tech and The RE Industry
If you're seeking an edge on the competition or looking to maximize financial success then we suggest you dive into the data!Read Importance of CRE Data
Discover your options for financing an accessory dwelling unit with CALCAP Lending.Read Financing Accessory Dwelling Units
Learn about the different types of loans offered for investment properties and when to use them.Read RE Investment Loans
Interest rates are rising, but with the right strategy and loan product you can build your portfolio in any market!Read Interest Rates and RE Investing
Learn about the different types of risk you must consider when investing in real estate and some tips on how to avoid some common issues.Read Mitigate Risks in RE Investments
Looking to invest, but you’re not sure where to start? Take a look at some of the benefits of investing in residential real estate!Read Investing In Residential Real Estate
A creative, alternative financing option that carries reasonable risk while providing steady returns on commercial real estate investments.Read Investing with Preferred Equity
Learn more about bridge loans and consider the pros and cons associated with this short-term financing option.Read Is Bridge Debt Financing For You?
About CALCAP Lending
A division of CALCAP Advisors, CALCAP Lending benefits from the expertise of a seasoned team of professionals with extensive, successful track-records covering a variety of disciplines and leading large, nationally-recognized institutions. A private money direct lender, CALCAP Lending provides short to mid-term financing for property investors and businesses looking to purchase, refinance, renovate, and construct residential or commercial properties.
You've got questions, we've got answers.
What is private money lending?
Private money lending is a collateral-based lending strategy that is often associated with shorter terms and more attractive features. A private money loan offers more flexibility than a conventional mortgage or bank loan.
How does a private money loan work?
Private money lenders provide financing using money from private entities. Private money loans often work as bridges to help investors gather funds to achieve their short term real estate goals, but long term, permanent options may also provide.
Why would I choose a private money lender?
There are many advantages to using a private money lender for your real estate investments! Private money lenders can be more lenient when it comes to borrower credit issues, often there are no prepayment penalties, you can leverage your cash to buy multiple properties, and private money loans are quicker when compared with institutional loans.
Can I get prequalified for a loan?
CALCAP has a responsive loan team who are able to prequalify you. Contact a loan specialist at 833.816.5580 to get started.
How long does the lending process take?
Private money lending can be a quick and painless process. From start to finish, 30 days is common, however, turn around times can be as short as 10 business days.
Can I still be approved for a loan if I have bad credit?
Generally yes, we understand that people have temporary financial issues that come up, and we want to work with you to help you rise up financially to a better place. Offsets to credit concerns may include experience as a real estate investor, good cash reserves, and/or larger down payments.
I am a broker or investor, how can I work with CALCAP?
Business is built on relationships. Ours is no different. CALCAP Value and Preferred Partners receive exclusive rates and services. For more details and to submit your application, visit our partners page.