Privacy Info
How we handle your data.
Protecting your private information is our priority. This statement of Privacy applies to www.calcaplends.com, CALCAP Financial, Inc., CALCAP Lending, LLC, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to CALCAP Lending, LLC include www.calcaplends.com and CALCAP Lending. The CALCAP Lending website is a private money direct lending site for business purposes only.
Collection of Personal Information
In order to better provide you with products and services offered on our Site, CALCAP Lending may collect personally identifiable information such as:
- First and Last Names
- Mailing Address
- Email Address
- Phone Number
- Employer or Company Name
- Job Title
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from CALCAP Lending or selected affiliates or third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and/or purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communications with you in relation to services and/or products you have requested from us. We may also gather additional personal or non-personal information at a future date.
Use of Personal Information
CALCAP Lending collects and uses your personal information to operate its website(s) and deliver the services you have requested. CALCAP Lending may also use your personally identifiable information to inform you of other products or services available from CALCAP Lending and its affiliates.
Sharing Information with Third Parties
CALCAP Lending does not sell, rent or lease its customer lists to third parties. CALCAP Lending may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to CALCAP Lending, and they are required to maintain the confidentiality of your information.
CALCAP Lending may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law(s) of comply with legal process(es) served on CALCAP Lending or the Site; (b) protect and defend the rights or property of CALCAP Lending; and/or (c) act under exigent circumstances to protect the personal safety of users of CALCAP Lending, or the public.
Tracking User Behavior
CALCAP Lending may keep track of the websites and pages our users visit within CALCAP Lending, in order to determine functionality and performance of CALCAP Lending services. This data is used to deliver customized content and tailored experiences within CALCAP Lending to customers whose behavior indicates that they are interested in a particular service and/or product.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by CALCAP Lending. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of service, and to provide general statistics regarding use of the CALCAP Lending website.
Use of Cookies
The CALCAP Lending website only utilizes Necessary Cookies to prevent spam and malicious attacks. No personally identifiable information will be stored or transmitted via cookies on this website.
Security of Personal Information
CALCAP Lending strives to take appropriate security measures to protect against unauthorized access to, or alteration of your personal information. No data transmission over the internet or wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (be) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
CALCAP Lending does not knowingly collect personal identifiable information from anyone under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications
From time to time, CALCAP Lending may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from CALCAP Lending or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from CALCAP Lending, you may opt out of such communications by clicking the UNSUBSCRIBE button present in all E-mail Communications.
Changes to this Statement
CALCAP Lending reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
CALCAP Lending welcomes your questions or comments regarding this Statement of Privacy. If you believe that CALCAP Lending has not adhered to this Statement, please contact CALCAP Lending at:
CALCAP Lending, LLC
65 N. Catalina Ave
Pasadena, CA 91106
Email: [email protected]
Phone: 833.816.5580
About CALCAP Lending
A division of CALCAP Advisors, CALCAP Lending benefits from the expertise of a seasoned team of professionals with extensive, successful track-records covering a variety of disciplines and leading large, nationally-recognized institutions. A private money direct lender, CALCAP Lending provides short to mid-term financing for property investors and businesses looking to purchase, refinance, renovate, and construct residential or commercial properties.
Where We Lend
CALCAP is actively lending in Arizona, Arkansas, California, Colorado, Florida, Georgia, Maryland, North Carolina, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, and Wyoming.
CALCAP is eligible to lend in Connecticut, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Virginia, and Washington, DC.
Lending FAQs
You've got questions, we've got answers.
What is private money lending?
Private money lending is a collateral-based lending strategy that is often associated with shorter terms and more attractive features. A private money loan offers more flexibility than a conventional mortgage or bank loan.
How does a private money loan work?
Private money lenders provide financing using money from private entities. Private money loans often work as bridges to help investors gather funds to achieve their short term real estate goals, but long term, permanent options may also provide.
Why would I choose a private money lender?
There are many advantages to using a private money lender for your real estate investments! Private money lenders can be more lenient when it comes to borrower credit issues, often there are no prepayment penalties, you can leverage your cash to buy multiple properties, and private money loans are quicker when compared with institutional loans.
Can I get prequalified for a loan?
CALCAP has a responsive loan team who are able to prequalify you. Contact a loan specialist at 833.816.5580 to get started.
How long does the lending process take?
Private money lending can be a quick and painless process. From start to finish, 30 days is common, however, turn around times can be as short as 10 business days.
Can I still be approved for a loan if I have bad credit?
Generally yes, we understand that people have temporary financial issues that come up, and we want to work with you to help you rise up financially to a better place. Offsets to credit concerns may include experience as a real estate investor, good cash reserves, and/or larger down payments.
I am a broker or investor, how can I work with CALCAP?
Business is built on relationships. Ours is no different. CALCAP Value and Preferred Partners receive exclusive rates and services. For more details and to submit your application, visit our partners page.
