Multifamily Loans

Multifamily investments offer reliable sources of cash flow, facilitating rapid portfolio growth.

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Why choose CALCAP for your next Multifamily Loan?

CALCAP offers bridge debt as well as preferred equity for small balance multifamily, $500k - $20mm. As an owner-operator of over 5,000 doors CALCAP brings a level of knowledge in the multifamily asset class second to none. Leverage our experience and expertise to help you secure debt on your next project.

  • 1031 Exchanges
  • You are looking to buyout a partnership
  • You are seeking low in-place DSCR requirements
  • You need financing for light mixed-use properties
  • In need of a cash-out refinance to make your next investment
  • You are an experienced operator, syndicator or an institutional sponsor looking for an experienced lending partner
  • To obtain financing for acquisition of multifamily or light mixed-use properties that require funds to update, renovate, and create value
  • Acquiring or refinancing stabilized properties that require seasoning and/or placement of tenants prior to obtaining long-term financing

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In addition to great lending programs, CALCAP partners with investment sponsors to offer preferred equity.

CALCAP's experience as owner operators, property managers, and lenders, gives us a unique advantage that we are eager to share with our clients.

Program Guidelines

Review our Multifamily Loans guidelines below.

Bridge, Value-Add

Description

9.99%

Rate*

80%

Max LTV

80%

Max LTC

Interest-Only

Payment Type

12 - 36 Months

Term

$500K - $20MM

Loan Amounts

Purchase, Refinance, Recapitalize

Loan Purpose

Required

Experience

* All rates, terms, and guidelines subject to change.

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About CALCAP Lending

A division of CALCAP Advisors, CALCAP Lending benefits from the expertise of a seasoned team of professionals with extensive, successful track-records covering a variety of disciplines and leading large, nationally-recognized institutions. A private money direct lender, CALCAP Lending provides short to mid-term financing for property investors and businesses looking to purchase, refinance, renovate, and construct residential or commercial properties.

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Lending FAQs

You've got questions, we've got answers.

What is private money lending?

Private money lending is a collateral-based lending strategy that is often associated with shorter terms and more attractive features. A private money loan offers more flexibility than a conventional mortgage or bank loan.

How does a private money loan work?

Private money lenders provide financing using money from private entities. Private money loans often work as bridges to help investors gather funds to achieve their short term real estate goals, but long term, permanent options may also provide.

Why would I choose a private money lender?

There are many advantages to using a private money lender for your real estate investments! Private money lenders can be more lenient when it comes to borrower credit issues, often there are no prepayment penalties, you can leverage your cash to buy multiple properties, and private money loans are quicker when compared with institutional loans.

Can I get prequalified for a loan?

CALCAP has a responsive loan team who are able to prequalify you. Contact a loan specialist at 833.816.5580 to get started.

How long does the lending process take?

Private money lending can be a quick and painless process. From start to finish, 30 days is common, however, turn around times can be as short as 10 business days.

Can I still be approved for a loan if I have bad credit?

Generally yes, we understand that people have temporary financial issues that come up, and we want to work with you to help you rise up financially to a better place. Offsets to credit concerns may include experience as a real estate investor, good cash reserves, and/or larger down payments.

I am a broker or investor, how can I work with CALCAP?

Business is built on relationships. Ours is no different. CALCAP Value and Preferred Partners receive exclusive rates and services. For more details and to submit your application, visit our partners page.

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